Travel Holiday Insurance
Whether you plan a relaxing beach escape, an exciting city break or a winter sports adventure, you need the right travel insurance. Topsail Insurance provides comprehensive holiday insurance that protects you from unexpected events. You can cover medical emergencies, lost baggage or trip cancellations with confidence.
Our policies give you peace of mind while you travel. We provide 24-hour emergency medical support, up to £15 million in medical expenses and baggage protection up to £3,000.
Why You Should Buy Holiday Insurance
Even if travel insurance is not legally required, many travel providers recommend it. If you need medical treatment abroad, suffer an accident or your trip is cancelled, a policy ensures you can claim costs. Travel insurance protects you financially and emotionally and lets you enjoy your holiday.
What Our Insurance Covers
- Up to £15 million in medical expenses for emergencies
- Trip cancellation cover up to £12,500 per person
- Baggage protection up to £3,000
- Over 40 activities included at no extra cost
- Zero excess options available
- Optional coverage for winter sports and cruises
- Annual multi trip plans with up to 93 days per trip
- Smart Luggage Benefit with real-time payments up to £550 for lost luggage
Frequently Asked Questions
Q: Do I need travel insurance for my holiday?
A: Travel insurance protects you if your trip is cancelled, cut short or disrupted. It covers emergency medical costs, lost baggage and other unexpected events.
Q: What does Topsail travel insurance cover?
A: Topsail travel insurance cover includes up to £15 million in medical expenses, trip cancellation up to £12,500 per person, baggage cover up to £3,000 and over 40 activities at no extra cost. Zero excess options are available.
Q: Can I get coverage for a single trip or multiple trips?
A: Yes, Topsail offers both single trip and annual policies. You can select the level of cover that suits your travel plans.
Q: Does travel insurance cover winter sports?
A: Yes, you can add winter sports coverage for skiing, snowboarding and other snow-based activities.
Q: Is emergency medical support included in the policy?
A: Yes, Topsail travel insurance provides 24-hour emergency medical assistance.
Q: How do I buy travel insurance?
A: You can buy travel insurance directly through Topsail Insurance. Just Travel Cover administers the policies and issues documents immediately.
Why Choose Topsail Insurance
- Get affordable coverage that fits your budget
- Protect yourself against medical emergencies, lost baggage, trip cancellations and more
- Choose flexible policies for single trip or annual multi trip travel
- Receive expert customer service for all your insurance needs
- Get policy documents immediately
With Topsail Insurance, you travel confidently. Protect your holiday today and enjoy stress-free travel.
Safer journeys, in partnership with Just Travel Cover

Topsail Travel Insurance is administered by Just Insurance Agents Limited, trading as Just Travel Cover (FRN: 610022). Registered in England. Company No. 05399196. Registered Office: Victoria House, Toward Road, Sunderland, SR1 2QF. Just Insurance Agents Limited are authorised and regulated by the Financial Conduct Authority (FCA) number 610022. For information on how your data is used, please visit their Privacy Policy.
- Immediate Cover / Documents.
- Covid-19 cover available.
- Smart Luggage benefit: Real-time payments for lost luggage up to £550.
- Zero excess policies available.
- No age limit subject to your medical screening, trip duration and T&Cs of the policy.
- Annual multi-trip policies up to 93 days duration.
- All pre-existing medical conditions considered.
- Specific cruise benefits.
Victoria House
Toward Rd
Sunderland
SR1 2QF




