Dinghy Insurance
Boat & Marine Insurance Provider Specialists
Flexible cover and third party liability of £5,000,000.
Topsail Insurance leads the industry with our experience in covering all types of boats and watercraft. For over 25 years we have been serving the boating community as specialists in providing boat insurance cover.
Our Dinghy Insurance Policies cover for cruising Inland and Coastal waters of Europe up to 6 nautical miles offshore. We ensure that you get the right level of cover with our dinghy insurance, meaning that you can enjoy your dinghy with confidence.
Our highly passionate team are experts in insurance, with over 100 years of combined experience, we will ensure you get the policy best suited to you. Whether you are cruising or need racing insurance, we make sure you get the right coverage for your dinghy.
We offer agreed value insurance polices and we will work with you to understand your individual needs.
Why Should You Insure Your Dinghy?
- Protection Against Accidents and Damage: Even experienced sailors can encounter collisions, grounding, or unexpected weather. Insurance helps cover repair and replacement costs.
- Liability Coverage: If your dinghy causes damage to another boat or property, or if someone is injured, liability cover protects you from expensive legal fees and compensation claims.
- Theft and Vandalism: Due to their portability, dinghies can be stolen or vandalised, especially when stored in public places. Insurance helps cover replacement costs.
- Cover for Racing Events: If you participate in dinghy races, optional racing cover ensures you are protected against race-related incidents.
- Peace of Mind: Knowing you have financial protection in place allows you to enjoy your sailing experiences without stress. Whether you sail recreationally or competitively, insurance protects you against the unexpected.
Dinghy Insurance FAQs
All your dinghy insurance frequently asked questions answered by Topsail:
Is Third Party damage covered?
Yes, our comprehensive polices include £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only protection cover polices too.
What cruising areas does my policy cover?
Our policies cover inland and coastal waters of Europe up to 6 nautical miles offshore. If you need wider cruising limits, please contact us to discuss your requirements.
Are legal expenses covered by my insurance?
Yes, we can add legal expenses cover for a small premium.
Are personal belongings covered by my policy?
Automatic cover limited to 2% of the sum insured of the Vessel up to a maximum of £2,000 or such other amount as agreed.
Can I get racing cover for my dinghy?
Yes, we offer optional racing cover for sailors who require additional protection while competing.
Are any discounts available?
We offer discounts for a number of Owners Associations, Class Associations and Dinghy clubs. If your club doesn’t provide a discount but this is something that you’d like to consider arranging, please contact enquiries@topsailinsurance.com.
What if I need to make a claim with Topsail?
Our dedicated claims team is on hand to assist you throughout the process, ensuring swift and streamlined claims handling.
Next Steps - Get Your Dinghy Insured Now
If cruising within the UK or Europe, we can offer you an instant quote online which you can purchase immediately. Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance.
Access our online Quote and Buy - get an instant quote.
For more information about the features of your Topsail Insurance policy and the full terms and conditions, please refer to the relevant policy document.
Benefit from peace mind while out on the water with the right level of cover for your dinghy from Topsail Insurance.
Enjoy making memories, we’ll handle the rest.
