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Sailing Dinghy Insurance

Boat & Marine Insurance Provider Specialists

Flexible cover and third party liability of of £5,000,000.

Topsail Insurance are experienced leaders in covering all types of boats and watercrafts. We are specialists in providing sailing dinghy insurance cover.

Our Sailing Dinghy Insurance Policies cover for cruising Inland and Coastal waters of Europe up to 6 nautical miles offshore. We ensure that you get the right level of cover with our Sailing Dinghy insurance, meaning that you can enjoy your Sailing Dinghy with confidence.

Our highly passionate team are knowledgeable in Sailing Dinghy Insurance, with over 100 years of combined experience, we will ensure you get the policy best suited to you.

We offer agreed value insurance polices and we will work with you to understand your individual needs.

Frequently Asked Questions
What does our Sailing Dinghy insurance policy cover?
  • Loss or Damage by Fire
  • Theft
  • Accidental Damage
  • Vandalism/ Malicious Damage
  • Transit by road cover included
  • Cover available for trailer and trolley
  • Option to include racing cover
  • Personal Accident
  • Small Craft hire benefit
Is Third Party damage covered?

Yes, our comprehensive polices include £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only protection cover polices too.  

What cruising areas are covered by my policy?

Cruising Inland and Coastal waters of Europe up to 6 nautical miles offshore.

Are legal expenses covered by my insurance?

Yes, we can add Legal expenses cover for a small premium.

Are personal belongings covered by my policy?

Automatic cover limited to 2% of the sum insured of the Vessel up to a maximum of £2,000 or such other amount as agreed.

Are any discounts available?

We offer discounts for a number of Owners Associations, Class Associations and Dinghy clubs.  If your club doesn’t provide a discount but this is something that you’d like to consider arranging, please contact

Next Steps - Get your dinghy insured now

If cruising within the UK or Europe, we can offer you an instant quote online which you can purchase immediately. Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance.

Click here to access our online Quote and Buy.

For more information about the features of your Topsail Insurance policy and the full terms and conditions, please refer to the relevant policy document.

Benefit from peace mind while out on the water with the right level of cover for your dinghy from Topsail Insurance.

Enjoy making memories, we’ll handle the rest.

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