Dinghy Insurance Provider Specialists
Flexible cover and third party liability of £5,000,000.
With more than 25 years of specialist experience, Topsail Insurance proudly supports the boating community with comprehensive cover for all types of boats and watercraft.
Leading Marine Insurance Company
Our passionate, knowledgeable team are insurance experts dedicated to finding the policy best suited to you. Our dinghy insurance policies provides cover for cruising inland and coastal waters of Europe with up to 6 nautical miles offshore.
We ensure that you get the right level of cover, meaning that you can enjoy your dinghy with confidence.
Get a Dingy Insurance quote now!
Why Should You Insure Your Dinghy?
- Protection Against Accidents and Damage: Even experienced sailors can encounter collisions, grounding, or unexpected weather.
- Liability Coverage: If your dinghy causes damage to another boat or property, or if someone is injured, liability cover protects you from expensive legal fees and compensation claims.
- Theft and Vandalism: Due to their portability, dinghies can be stolen or vandalised, especially when stored in public places. Insurance helps cover replacement costs.
- Cover for Racing Events: If you participate in dinghy races, optional racing cover ensures you are protected against race-related incidents.
- Peace of Mind: Knowing you have financial protection in place allows you to enjoy your sailing experiences without stress. Whether you sail recreationally or competitively, insurance protects you against the unexpected.
Dinghy Insurance FAQs
All your dinghy insurance frequently asked questions answered by Topsail:
Is Third Party damage covered?
Yes, our comprehensive polices include £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only protection cover polices too.
What cruising areas does my policy cover?
Our policies cover inland and coastal waters of Europe up to 6 nautical miles offshore. If you need wider cruising limits, please contact us to discuss your requirements.
Are legal expenses covered by my insurance?
Yes, we can add legal expenses cover for a small premium.
Are personal effects covered by my policy?
Automatic cover is limited to 2% of the sum insured of the Vessel up to a maximum of £2,000 or such other amount as agreed.
Can I get racing cover for my dinghy?
Yes, we offer optional racing cover for sailors who require additional protection while competing.
Are any discounts available?
We offer discounts for a number of Owners Associations, Class Associations and Dinghy clubs. If your club doesn’t provide a discount but this is something that you’d like to consider arranging, please contact enquiries@topsailinsurance.com.
What if I need to make a claim with Topsail?
Our dedicated claims team is on hand to assist you throughout the process, ensuring swift and streamlined claims handling.
Next Steps - Get Your Dinghy Insurance Quote
If cruising within the UK or Europe, we can offer you an instant quote online which you can purchase immediately. Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance.
Access our online Quote & Buy service to receive an instant quote. For full details on policy features, terms and conditions, please refer to the relevant policy document.
