Winter Sports Travel Insurance
If you’re planning a holiday that involves winter sports, specialist cover is essential. Standard travel policies may not cover the costs of skiing or snowboarding, leaving you unprotected if you need medical treatment, your ski equipment is lost, stolen or damaged, or your trip is disrupted.
With Topsail's Winter Sports Travel Insurance, you can enjoy peace of mind knowing you have the right travel insurance cover designed for snow-based activities.
Why Add Winter Sports Cover?
When you take part in winter sports, the risks are higher than on a standard holiday. A slip on the piste or damaged equipment could leave you with serious expenses. That’s why it’s essential to add winter sports cover to your insurance.
Topsail provides tailored sports travel insurance for skiers and snowboarders, with protection for everything from lost, stolen or damaged ski equipment to costly emergency care.
What’s Covered
Our flexible policies ensure you’re protected every step of your trip:
- Skiing and Snowboarding - plus other popular winter activities
- Emergency Medical Expenses – Up to £10,000,000, including hospitalisation and evacuation
- Sports Equipment Cover – Up to £1,000 for loss, theft or damage to your winter sports gear
- Search and Rescue – Up to £50,000 for specialist search and rescue in remote or challenging locations
- Personal Accident and Liability – Up to £2 million for legal or financial challenges arising from an incident
- Trip Cancellation and Disruption – Cover for unforeseen changes to your travel plans
- Optional Cover for Pre-Existing Medical Conditions – Subject to assessment
- 24 hours Emergency Assistance – Support whenever and wherever you need it
Choose Your Cover Level
We know every skier is different. That’s why our policies are flexible and easy to tailor:
- Single Trip - perfect for one-off adventures or a short ski holiday
- Annual Multi Trip - ideal if you plan to travel or hit the slopes more than once in a season
- Custom Add-Ons - upgrade your cover level with extra protection for personal belongings, cancellations, or delays
Why Specialist Cover Matters
Winter sports such as skiing, snowboarding or other snow-based activities carry a higher risk than standard holiday activities. Many basic travel insurance policies exclude these sports, which can result in insufficient cover for medical expenses, equipment damage or emergency assistance. Our specialist winter travel insurance ensures you have the right level of protection throughout your trip.
Contact Topsail today to get a quote!
Provided in Partnership with PJ Hayman
This policy is underwritten by Endurance Worldwide Insurance Limited, a wholly owned subsidiary of Sompo International Holdings Ltd. Endurance Worldwide Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The policy is provided in partnership with PJ Hayman & Company Limited, which is authorised and regulated by the Financial Conduct Authority (Register number 497103).
Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
- Immediate Cover / Documents.
- Covid-19 cover available.
- Smart Luggage benefit: Real-time payments for lost luggage up to £550.
- Zero excess policies available.
- No age limit subject to your medical screening, trip duration and T&Cs of the policy.
- Annual multi-trip policies up to 93 days duration.
- All pre-existing medical conditions considered.
- Specific cruise benefits.
Victoria House
Toward Rd
Sunderland
SR1 2QF
