Winter Sports Travel Insurance
If you’re planning a holiday that involves winter sports, specialist cover is essential. Standard travel insurance often excludes high-risk activities such as skiing or snowboarding, leaving travellers exposed to potential medical and financial risks.
Topsail's Winter Sports Travel Insurance offers tailored protection, ensuring you're covered for snow-based activities throughout your trip.
What’s Covered?
Our Winter Sports Travel Insurance includes cover for:
- Skiing and Snowboarding, as well as other winter-specific activities
- Emergency Medical Expenses – Up to £10,000,000, including hospitalisation and evacuation
- Sports Equipment Cover – Up to £1,000 for loss, theft or damage to your winter sports gear
- Search and Rescue – Up to £50,000 for specialist search and rescue in remote or challenging locations
- Personal Accident and Liability – Up to £2 million for legal or financial challenges arising from an incident
- Trip Cancellation and Disruption – Cover for unforeseen changes to your travel plans
- Optional Cover for Pre-Existing Medical Conditions – Subject to assessment
- Policy Flexibility – Choose from single-trip or annual multi-trip options depending on your travel plans
Tailored Policies
Our policies are customisable to meet individual requirements. You can:
- Add cover for multiple winter sports
- Include optional protection for personal belongings, cancellations or delays
- Select from single-trip or annual multi-trip insurance
This flexibility ensures comprehensive protection whether you're travelling once or several times during the winter season.
Why Specialist Cover Matters
Winter sports such as skiing, snowboarding or other snow-based activities carry a higher risk than standard holiday activities. Many basic travel insurance policies exclude these sports, which can result in insufficient cover for medical expenses, equipment damage or emergency assistance. Our specialist winter travel insurance ensures you have the right level of protection throughout your trip.
Contact Topsail today to get a quote!
Provided in Partnership with PJ Hayman
This policy is underwritten by Endurance Worldwide Insurance Limited, a wholly owned subsidiary of Sompo International Holdings Ltd. Endurance Worldwide Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The policy is provided in partnership with PJ Hayman & Company Limited, which is authorised and regulated by the Financial Conduct Authority (Register number 497103).
Registered Office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965.
- Immediate Cover / Documents.
- Covid-19 cover available.
- Smart Luggage benefit: Real-time payments for lost luggage up to £550.
- Zero excess policies available.
- No age limit subject to your medical screening, trip duration and T&Cs of the policy.
- Annual multi-trip policies up to 93 days duration.
- All pre-existing medical conditions considered.
- Specific cruise benefits.
Victoria House
Toward Rd
Sunderland
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