A Jet Ski on the open ocean
January 18, 2023

Do you need Jet Ski Insurance?

Topsail News

Do you need insurance to use a Jet Ski or Personal Water Craft (PWC)?

At Topsail Insurance we would be happy to help with any insurance requirements for your Jet Ski or Personal Water Craft (PWC). You can use our online form to get a comparison quote, and we’re sure you will be pleasantly surprised at the reasonable and competitive cost of the insurance.

What does Jet Ski Insurance cover?

At Topsail we can cover your Jet Ski for the following:

  • Accidents
  • Fire
  • Explosion
  • Collisions
  • Sinking
  • Grounding
  • Malicious Acts such as arson or vandalism
  • Theft or attempted theft
  • Third party damage or injury

What does Jet Ski Insurance cost?

The cost of Jet Ski insurance depends on a number of factors, but primarily the value of your jet ski and how it is stored when not in use will determine the cost. The team at Topsail would be delighted to provide you with a comparison Jet Ski insurance quote and we believe that you will find the cost both reasonable and competitive.

Do I need a licence to Jet Ski in the UK?

The simple answer is ‘no’ you don’t need a licence to Jet Ski in the UK. Likewise, there is no legal requirement to have Jet Ski insurance in place if you head out on the water in the UK.

Though it is not a legal requirement, there are many reasons why having insurance is a better choice than not having any cover at all. Many Jet Ski clubs, Waterway authorities and Harbour authorities require you to have a minimum of third party liability cover to use your Jet Ski in their waterways. We also understand that your Jet Ski or Personal Water Craft is probably a reasonable financial commitment and you would not want to lose that investment should the worst ever happen.

Do Topsail insure all the popular makes of Jet Ski?

Yes! Topsail can arrange cover for all makes of Jet Ski, including the three major brands:

  • Yamaha
  • Sea-Doo
  • Kawasaki

Is Jet Ski training important?

Whilst not compulsory, Jet Ski training can be fast, fun and provide you with the foundations to enabling you to go from beginner to confident rider in just one day. In the UK the RYA run a number of courses allowing you to use your Jet Ski safely. These include proficiency courses for those between 12 and 16. Details of these course can be found here.

If you would like to speak to our team to discuss your specific requirements when it comes to Jet Ski and PWC insurance, get in touch today for a no obligation quote.

A large white boat is in the water.