INSURANCE FOR YOUR NARROWBOAT
Our policies cover Canal and Narrowboats cruising the UK and European inland non-tidal waterways.
We ensure that you get the right level of cover with our policies so you can enjoy cruising on your Canal or Narrowboat with confidence.
We offer insurance for all types of Narrowboats and inland vessels including:
- Traditional Stern Narrowboat
- Cruiser Stern Narrowboat
- Semi Traditional Stern Narrowboat
- Dutch Barges
- Inland Cruisers
- River Cruisers
- Canal Boats
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Is Insurance Required for Narrowboats?
Legally, Narrowboat insurance isn’t required in the UK. However, you must have at least £2 million in public liability coverage before purchasing a boat licence for use on UK inland waterways.
From a personal standpoint, buying a Narrowboat is likely one of the biggest investments you'll make. For just a small monthly or yearly cost, Narrowboat insurance can safeguard your investment against unforeseen events, such as total loss or damage.
How Much Does Narrowboat Insurance Cost?
The cost of your insurance varies based on several factors, with the primary considerations being the value and age of your vessel.
At Topsail Insurance, we’re happy to provide a comparison quote for your boat, regardless of the type of inland craft you own. Ensuring your vessel is properly covered gives you peace of mind in case the unexpected happens.
What Does Our Insurance Policy Cover?
- Fire
- Theft
- Accidental damage
- Vandalism
- Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
- Mechanical breakdown cover
- Personal Accident
- Medical Expenses
- Up to 25 % NCB
- Marina benefits
- Bicycle and Mopeds cover available
Is Third Party Damage Covered in my Insurance Policy?
Yes, our comprehensive policies include up to £3 million liability cover as standard. In most cases, we can also arrange Third Party Only polices too.
What Additional Benefits are Available?
- Excess Waiver
- Protected No Claims Bonus
- Legal Expenses cover
What Cruising Areas are Covered?
We cover UK and European inland non-tidal waterways.
Discounted Rates Available with Topsail Insurance
We offer discounts for a number of Owners’ Associations and Boat Clubs.
Who are Topsail Insurance?
We are boat and travel insurance specialists with over 100 years of combined experience. Our expert team will ensure that you get the policy best suited to your needs.
As Narrowboat and Canal Boat insurance experts, we offer a personal service and practical approach to finding the best coverage for you. Our dedicated team is here to provide tailored advice on our policies. Whether you're unsure about the appropriate level of insurance or need guidance on the best coverage for your boat, we're here to assist you.
We offer both agreed value and market value insurance polices to suit your individual needs.
Next Steps
We offer FREE online quotes which are ready to purchase immediately if you are cruising within the UK or Europe. Click here to access our online Quote and Buy.
Our team will be happy to compare your insurance renewal quote or provide you with a quotation for your new insurance policy.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document.
Enjoy making memories, we’ll handle the rest.
Topsail Marine & Leisure Insurance operates as a trading name of Topsail Insurance Ltd., which is authorised and regulated by the Financial Conduct Authority.
