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For Over 25 Years

Jet Ski Insurance

Cover your jet ski for personal accident, theft, fire and damage. Enjoy your time on the water with peace of mind.

Comprehensive Jet Ski Insurance

At Topsail Insurance, we specialise in providing the right level of cover for your jet ski, so you can enjoy the water with complete confidence. With a team of passionate experts boasting over 100 years of combined experience in boat insurance, we ensure you receive a policy perfectly tailored to your needs.  

Our flexible insurance caters to a wide range of personal watercraft users, offering comprehensive coverage that protects you against injuries, damages, and liability. If you own multiple watercraft, we can simplify your insurance by covering them all under a single policy.

Get started today by filling out our quick and easy quote form. Let us provide you with peace of mind, so you can focus on the thrill of the ride!

What Does My Jet Ski Insurance Cover?

  • Fire Damage
    Protection against loss or damage caused by fire, whether on land or water.
  • Accidental Damage
    Covers unintentional damage to your jet ski, including collisions, grounding or mishandling during launching or retrieval.
  • Theft
    Compensation if your jet ski is stolen, whether it's taken from your property, trailer or while moored or docked.
  • Vandalism
    Covers malicious damage caused by third parties, including deliberate acts that result in cosmetic or structural harm to your jet ski.
  • Road Transit Cover
    Protection while your jet ski is being transported by road on a trailer, including damage from accidents or theft during transit.
  • Optional Tow Cover
    Add-on cover is available for towing water-skiers, wakeboarders or inflatables (such as banana boats or tubes), including third-party liability.
  • Personal Accident Cover
    Provides a lump sum benefit in the event of serious injury or death to the insured person while using or handling the jet ski.
  • Medical Expenses
    Reimburses reasonable medical costs incurred as a result of an accident involving your jet ski, covering injuries to you and your passengers.
Is Third Party Damage Covered By My Insurance?

Yes, our polices include £3 million liability cover as standard. In most cases, we can also arrange Third Party Liability insurance only polices too.  

Next Steps - Get Your Insurance Quote

Protect yourself with Jet Ski Insurance today! Simply complete the easy online form on the right-hand side of this page to receive a quick quote.

For full details on the terms and conditions, and the features of our insurance coverage, please refer to the relevant insurance policy document.

With our Watercraft Legal Protection policy, you’ll also enjoy 24/7 access to our dedicated helpline services, 365 days a year.

Please note this product is limited to UK / Channel Islands / Gibraltar residents only.

Enjoy making memories, we’ll handle the rest.

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