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Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide.

Get the right level of cover with our yacht & sailing boat insurance so you can enjoy cruising on your yacht or sailing boat with confidence.

The team at Topsail Insurance are highly passionate and knowledgeable in Boat Insurance and Travel Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you.

Our policies offer comprehensive and flexible cover for both local and offshore sailing.

We offer both agreed value and market value insurance policies to suit your individual needs.

What typically does our Yacht Insurance Policy cover?

  • Fire
  • Theft
  • Accidental damage
  • Vandalism
  • Lightning
  • Collision

Is Third Party damage covered?

Yes, our comprehensive policies include up to £5 million liability cover as standard. In most cases, we can also arrange Third Party Only policies too.

What additional benefits are included in my Yacht Insurance cover?

Many of our polices include:

  • Personal Accident
  • Medical Expenses
  • Up to 25 % NCB
  • Marina benefits

We can often offer Excess Waiver, Protected No Claims Bonus and Legal Expenses cover.

What cruising areas to we cover?

We cover UK, Europe and Worldwide/Bluewater cruising.

Do we offer any discounts?

We offer discounts for a number of Owners’ Associations, and Yacht Clubs, such as our partners, The Cruising Association and Ocean Cruising Club.

Next Steps

If cruising within the UK or Europe, you could be offered an instant quote online which you can purchase immediately.

Click here to access our online Quote and Buy.

Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. Enjoy making memories, we’ll handle the rest.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document.

Enjoy making memories, we’ll handle the rest.

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