Topsail Insurance launched our Marine Trade portal early in 2026 focusing specifically on mobile marine businesses. The UK marine industry is supported by thousands of sole traders up and down the country offering personal and bespoke marine related services in their local area. We’d be delighted to help any mobile marine business and we hope you find the information below useful.
Tell me about Topsail. I want my business to be looked after by real people I can contact.
Our commercial account is overseen by Michael, who is an experienced Senior Account Executive with over 20 years’ experience in the industry. Michael is well established in the areas of Marine Trade Insurance and we are pleased to be working with market leading insurance providers to ensure clients are protected and receiving a high standard of service.
Michael is a keen yachtsman who enjoys spending his spare time on the water either club racing, organising yacht rallies, or cruising his Nauticat 43 ‘Venetian’ with his dog Bosun.
What types of marine trades can you cover?
We can cover a wide range of professions. Here are some examples below:
- Boat Repairs / Service / Maintenance / Mechanical / Electrical work / Antifouling
- Gas Installers / Service / Repair
- Moorings Operators / Maintenance / Service / Repair (excluding diving)
- Painting / Sign Writing (excluding Spraying)
- Riggers / Sailmakers / Upholsterers
- Shrink Wrapping
- Tuition (waterborne and land based)
- Valeting / Pressure washing (excluding Shot blasting and Sand blasting)
- Yacht Surveyors
I’m a sole trader and my time is precious. Does it take long to get a Marine Trade quote?
Apart from your personal contact details, we ask 5 questions about your business. It’s all information we’re sure you know off the top of your head. We’d be surprised if the whole thing takes more than 5 minutes and usually cover can be arranged the same day, leaving you to concentrate on your business.
What are the qualifying criteria?
For mobile marine tradesmen, the criteria is as follows:
- Be a mobile sole trader engaged in business activities related to the UK marine industry
- Have no employees
- Have no business premises and work from your home address
- Have an annual turnover equal to or less than £100,000
- Have no claims, incidents, convictions, bankruptcy, H&S proceedings etc. in the last 5 years
- Work on private pleasure craft up to 30 metres and commercial craft up to 24 metres in length
What if I don’t qualify? Or if my business grows and I start employing staff?
Don’t worry at all. We can help you with other products provided by a variety of Marine Trade insurers. If you’re a Marine Trade business in the UK, then we’re sure we can assist.
What might my premium be?
We’ve quoted a wide variety of businesses already and an average quote is in the range £450 to £1,000. However, we would be happy to provide you with a personalised quotation.
What does Comprehensive Cover include?
We can provide Public and Products Liability with a limit of indemnity of £3m or £5m, depending on your requirements.
Standard cover includes:
- Legal Liability cover for Damage to Third Party Vessels in Your care, custody or control
- Movement of Third Party owned Vessels
- Personal Liability whilst abroad on business
- Legal Liability incurred under the Data Protection Act
- Corporate Manslaughter
- Business Legal Expenses
Are there any Optional Covers available?
- Damage cover on tools of trade anywhere in the UK — starting from £2,500 up to a maximum of £10,000
- Heat work away from your premises
What areas of the UK can be covered?
We can quote for Mobile Marine Trade businesses operating anywhere in the UK.
How do I get a quote?
Head over to our dedicated Mobile Marine Trade Insurance page and fill in our short form, and we will be in touch.
If you have any further questions, do not hesitate to contact Michael at Michael@topsailinsurance.com to discuss how we can help.
