Find the Right Cover with Topsail
Are you looking to find boat insurance but aren't sure where to start?
We are marine insurance specialists with over 25 years of experience. That means we can help boat owners navigate the options and make informed decisions about the insurance that best suits their vessel and lifestyle.
While we don’t operate as a traditional comparison website, Topsail has access to a range of different Insurers so we can offer a personalised way to compare and select boat insurance that suits you helping you to obtain cheaper boat insurance.
Whether you're looking to insure a jet ski, a motorboat, a RIB, a speedboat, a narrowboat, an inland cruiser or a sailing yacht, we offer comprehensive cover tailored to a wide variety of types of boats. You can come to us for a new policy or let us compare your current boat insurance renewal to see if you’re getting the best value.
What Affects the Cost of Boat Insurance?
The cost of the insurance can vary depending on a few key factors, including:
- The type of boat you own
- Where you keep and use your boat
- Your claims history
- The level of cover you choose
- Any optional extras you include
At Topsail, we work with you to understand your specific needs so we can help find the right policy and compare your options when it comes to price and features.
What Does Our Insurance Cover?
Our policies are flexible and comprehensive, giving you peace of mind whether you’re cruising inland waterways or sailing offshore. Key features of our boat insurance cover may include:
- Accidental damage
- Fire, theft and malicious damage
- Third party liability cover (up to £5 million)
- Personal accident cover
- Medical expenses
- Optional extras like legal expenses and excess waivers
We also provide third party only cover for those looking for essential protection without all the extras, which is ideal for meeting marina or harbour authority requirements.
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The Boats We Cover
We provide marine insurance for a wide variety of vessels, including:
- Yachts
- Motorboats
- RIBs (Rigid Inflatable Boats)
- Jet skis
- Narrowboats and inland craft
- Dinghies
- Speedboats and more
Whether you sail locally in the UK or cruise worldwide, our policies can be tailored to fit.
Why Use Topsail?
While we’re not a typical comparison site, we can still help you compare insurance by reviewing your renewal quote and offering an alternative that may better suit your needs. We’ll look at the level of protection, policy features, and the boat insurance cost, so you don’t have to.
With over 100 years of combined experience in our team, we understand what matters to boat owners. We’ll take the time to walk you through the options, explain what’s covered, and ensure you have the right type of insurance in place.
Ready to Get a Quote?
You can get a quote online in minutes, or contact one of our team for personalised help. Whether you're setting sail soon or just exploring your options, we’re here to provide clear advice and dependable cover.
Enjoy the water with confidence. We’ll take care of the rest.
