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    Insurance is Our Craft

  • Proudly delivering
    expert advice and insurance
    for the marine sector.

Boat Insurance

Our agreed value policies are designed to suit the needs of the sailing community, offering comprehensive and flexible cover worldwide on yachts, motorboats and various other types of vessel.

Travel Insurance

We offer flexible Travel Insurance Policies, designed specifically for the sailing community. With three levels of annual and single trip cover available, we have a policy to meet your needs.

Yacht Insurance

Our policies are designed to suit the needs of the sailing community, offering comprehensive and flexible cover.

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Yacht Insurance

Crewman's Travel Insurance

Comprehensive Travel cover designed specifically for crew working aboard Motorboats, Yachts & Superyachts.

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Crewman's Travel Insurance

Motorboat Insurance

Tailored Motorboat Insurance Policies providing comprehensive cover for Motorboat owners worldwide.

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Motorboat Insurance

Tall Ships Insurance

Tall Ships and Sail Training Vessel Insurance designed specifically for the Tall Ship and Sail Training Community.

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Tall Ships Insurance

Yachtsman's Travel Insurance

Yachtsman’s Travel Insurance provides a range of flexible cover options, designed specifically for the sailing community.

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Yachtsman's Travel Insurance

Welcome to Topsail Insurance; Brighton based marine insurance specialists who have insured the sailing community throughout the UK and worldwide for nearly 20 years.

At Topsail Insurance we specialise in Motorboat, Yacht, Craft, Ship and Dinghy insurance throughout the world - the UK, Northern Europe, the Mediterranean, the Caribbean, Pacific Regions, South East Asia, Australasia, Antarctic and the North West Passage. We also provide of a variety of specialist Travel Insurance policies – from Crewman’s & Yachtsman’s to Tall Ships Travel Insurance. We are pleased to have an active involvement with The Cruising Association and also the prestigious Ocean Cruising Club, offering discounts to members.

Topsail Insurance is owned and run by Robert Stevens and Chris McGowan who are backed by a dedicated team highly knowledgeable in the field of Boat Insurance and Travel Insurance.

More details can be found on the extensive insurance policies we provide at Topsail Insurance by viewing Yacht, Motorboat, Sailing Dinghies, Small Craft, Inland Boat and Narrowboat Insurance products.

To view our comprehensive Travel Insurance policies Underwritten at Lloyd’s of London click here Yachtsman’s Travel Insurance or Tall Ships Travel Insurance or Crewman’s Travel Insurance.

Yacht Charter Excess Waiver
Looking for Yacht or Motorboat Charter Excess/Security Deposit Waiver?

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Looking to make a claim?
If you find yourself in the unfortunate situation that you need to make a claim, we are here to help.

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Refer a Friend
£25.00 discount on your renewal for every friend you refer

Refer a friend

Our Partners
Topsail Insurance are proud to partner with the Ocean Cruising Club (OCC), Cruising Association (CA) & Jubilee Sailing Trust. Find out more on what Topsail Insurance can offer OCC and CA members and those sailing with the Jubilee Sailing Trust.

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British Marine
Topsail are the proud winners of the British Marine 2015 Training and Development Award and finalists for 2016 Training and Development Award.





  • "Thorough as usual. It really is a pleasure receiving prompt, professional service! hope never to have a claim, but if the situation should arise I have confidence in Topsail given the service I’ve received thus far. There must be something in the office water because the service is exemplary across the board, thank you so much for the outstanding service."

    Keith Trimel – S/Y Blue Snail

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  • “What can I say? Of course I am very satisfied with your services and not only for the granted compensation, but also because you were very present always during all the duration of the process. Every time I have written, I had an answer either the same day, or the next day. It is a difficult time and the morale is not still present and to feel that the company which you chose is very present, in our listening and understands our difficulties is certain comfort. I thank you for all that.”

    Jean-Pierre Vaissiere – S/Y Ti-Bag

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  • “I was very impressed by your service, it was speedy and comprehensive. You took each of my points and dealt with them fully. Thank you."

    Peter – S/Y Salila

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  • “I have nothing but praise for the underwriters and their appointed surveyor. They have gone beyond the call of duty on this one. It is not until you go through the exercise do you realise how difficult it is to get boat stuff repaired or replaced when you are off the beaten track. We are a couple of happy sailing bunnies again."

    Trevor and Joanne - S/Y Malarkey, Lightning Strike – Cartagena, Colombia

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  • I was looking for a new insurance and talking with Brent, the president of PCYC Phuket Cruising Yacht Club in Ao Chalon, of which I am a member. He gave the recommendation for Topsail Insurance Ltd."

    José Inácio Jr - S/Y Calcamar, Collision – Djakarta, Indonesia

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  • “To say that it was a shock to have the paddle-wheel log housing fracture flush with the hull and watch a two inch solid jet of water punching its way into the boat - would be an understatement. To say that the way Topsail acted on our frenzied phone call from Burgundy and sorted out our claim in double quick time - would not."

    Bob and Carol Humphreys - M/Y Carolann

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  • “I have been delighted with the personal service, attention to detail and of course the price. The level of cover suits our needs perfectly from local sailing to Caribbean cruising...

    Peter Whatley Vice Commodore - Ocean Cruising Club

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  • “Having been a customer of Topsail Insurance since their inception I have always been ready to extol their virtues. Without doubt the Topsail Team are remarkably friendly and ready to listen and discuss policies best suited to my sailing interests. Apart from Yacht insurance, I can also recommend to anyone their Gold and Silver Yachtsman’s...

    Tony and Christine - S/Y Pelagia of Poole – OCC members

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  • May I just say how very impressed I have been with all aspects of my dealing with your company - your website and your prompt and helpful responses. Quite a contrast from some of your competitors...

    Kathy Bellamy - Yachtsman’s Single Travel Insurance.

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  • “We were referred to Topsail Insurance Ltd by Richard Anderton at the Ocean Cruising Club. They have provided most excellent, expeditious, & professional service...

    John and Elizabeth – S/Y Pegasus VII” – OCC members.

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  • “May I take this opportunity to thank you and your great team at Topsail insurance for your diligent, responsive and kind support which has enabled Camomile...

    JBill and Sue S/Y Camomile www.yachtcamomile.co.uk.

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  • "As per our most recent correspondence, I am advising you that the sale of INGRID OF THE ISLES is, all being well, imminent! So, at this point in time I would like to sincerely thank Topsail Insurance for the absolutely first class service you...

    Barry Barnwell - previously S/Y Ingrid of the Isles

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  • ""I have enjoyed excellent service, value for money and speedy response from Topsail for my Tall Ships Jubilee Sailing Trust adventure. Thank you!"

    Dame Enid Bibby

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  • “I was treated to clear a Pneumonia infection that I suffered in the Caribbean in Dec 2013, which resulted in surgery back in the UK; Topsail and CEGA kindly provided an incredible service to get me back to the UK and back to good health again...

    Sam H. Yachtsman’s Gold policy holder

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  • “I would like to send you my most sincere thanks for the efficiency and speed with which you dealt with my recent claim. I was particularly impressed that I was able to deal with you and your staff during the weekend! The remedial works have been completed...

    Colin – M/Y “Vorsicht”

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  • “Regarding your service, I could not fault it. All correspondence was promptly answered and the claim dealt with expeditiously. Thank you sincerely for that. It was a big relief to receive the settlement. I was confident of acceptance...

    Murray – S/V “Sunny Deck”

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  • “Thank you very much for this welcome news of settlement having been made. We have been most impressed by the efficiency, professionalism...

    Lammert S/Y “Sea Minx”

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